Coronavirus Aid, Relief and Economic Security Act (CARES Act)

Largest economic stimulus legislation in U.S. history. 

Over $700 Billion has been issued to small businesses since March 2020.  Small business owners are the driving force to get the country back on its feet.  Funds are still available and additional stimulus is expected in 2020.

See if you qualify to get relief funding.


Small business & NON-PROFITs

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SBA COVID-19 Program Updates

Updated 10/1/2020:

The Administration deemed that small business owners are the driving force to get the Country back on its feet.  Small Business owners move exceedingly quickly and will get the stimulus money to work in the economy fast.  After funding provided in the CARES Act was exhausted due to extremely high demand the Administration appropriated additional funding to expand the Paycheck Protection Program(PPP) and Economic Injury Disaster Loan (EIDL) components of the stimulus for Small Business owners.

PPP (Paycheck Protection Program):  

The PPP option was terminated on August 8, 2020 with approximately $134 billion left unfunded.  However, the PPP funded over 5 million loans to small businesses in the amount of $525 Billion.  While PPP applications are not being processed by most banks at this time, we can take your application and place your application in queue to be submitted immediately in anticipation that Congress extends the PPP program before the end of 2020.  See Current Report Here

EIDL (Economic Injury Disaster Loan): 

The COVID-19 EIDL program continues to take applications for small businesses affected by the COVID-19 pandemic disaster.  As of this writing SBA has funded nearly 3.6 million loans under the program for a total of $190.36 billion and issued grants of $20 billion.  We can assist you in applying for and tracking the progress of your request for assistance.  See Current Report Here

See if you qualify to get funding to participate in the economic resurgence.

Let’s Talk

Want to find out how we can help? Schedule a 15-minute call with a strategist. 

We have many resources available and will point you in the right direction if we are unable to work together. What are you waiting for?


In order to benefit from the billions in economic relief, you must get in the game.  Plan Certain can help guide you through the process. Understanding how to navigate the process to access the funds is your greatest advantage. 

Here is what you do:

1. Apply

Plan Certain will assist you in getting your applications done right and properly submitted.  Mistakes up-front will cost you. Proper packaging and documentation is essential. Best practices suggest you apply at your local bank and through a second source like Lendio, a lender marketplace.

Process SBA Covid Grants

2. Processing

 Understanding how your application is processed and where it is in the pipeline helps avoid frustration.  After all, you will be dealing with the Federal bureaucracy and the banking system in an emergency funding program.  Having an Agent tracking your file can help you stay informed and Plan Certain knows the system. Learn more and connect your file.

SBA COVID Loan Grant Funding

3. Funding

In order to get the funds you requested, details must be tied down.  Nearly $350B was process through the PPP Loan program in just ten days and Congress is ready to reset the program for a second round.  A complete application is critical for increasing your chances of securing funding in this competetive program.  

Loan Forgiveness SBA

4. Forgiveness

It is what all small business owners are seeking.  Act now and ask for forgiveness later, right? Forgiveness from repayment of the loan funds is possible, but you must spend the funds properly, then request forgiveness.  Plan Certain will be monitoring the guidance on this aspect as the Federal treasury makes the details available and will help you process your request.  

We Work in Cooperation With

NICEP Logo Certified Estate PLanners
World Trade Center Utah
Small Business Administration
National Bankers Association SBA
edc utah economic development

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